Remember when I had to power wash my new house in the middle of the fucking winter, because Allstate threatened to cancel my insurance if I didn’t? Well, they’re at it again.
I took out a Landlord policy when I rented out the old house. Last week, I got a notice of cancellation. Why? There’s debris (pine needles from the gazillion trees that surround the house that constantly drop) on the roof. And there’s no door on the crawl space. And the gutters need to be cleaned (more pine needles). And an area of the soffit needs a minor repair and repainting.
How the fuck do any of these things increase the risk for what is basically fire insurance? They sound more like a damn homeowners association than the risk management department for an insurance company.
Fuck them. I just won’t carry insurance. If it burns down, it’ll be a nice tax write off. Good luck burning brick, though.