… of what’s wrong with America’s fiscal situation: My nephew.
He just e-mailed me. From his new smartphone. That he was using at his medical provider’s office – the local ER. Which you and I pay for via Medicaid.
What was his e-mail about?
He had been contacted by a creditor offering to settle a $1,200+ debt for under $400. He wanted my advice. Did I think they would go any lower? Did I think creditor Y would offer a similar deal? How would settling impact his credit rating and ability to get credit in the future?
He’s in his late twenties, and has never held a job for any significant amount of time. In fact, I don’t think he’s done a single thing worth mentioning in his entire life. He collects SSI and Social Security disability based on being an “unstable adult” – whatever the hell that means. There isn’t a fucking thing wrong with him except for extreme laziness and an insatiable desire to stay high.
He can afford to buy a smartphone and pay for service with money that .gov has extorted out of us taxpayers, yet he can’t be bothered to make payments to his creditors. In fact, he’s looking for a better discount than paying the thirty cents on the dollar that they offered. And he appears to be looking ahead to the next time when someone will give him credit so he can default on that, too. Stupid credit card companies. Maybe they’d be a little more selective about their clientèle if the bailouts would stop.
I’m far from perfect. I’ll work the system with the best of ’em. But, I have contributed a significant amount to the public treasury, and despite my efforts to the contrary, I continue to do so. I don’t make up some bullshit affliction so I can sit home on my ass and make the State take care of my every need.
End entitlement programs. Let private charities fill the need. Sunset Social Security. Go back to If you don’t work, you don’t eat. Sometimes stupidity and irresponsibility should be painful. Or worse. I bet there would be a whole lot less fuck trophies getting made once the realization sank in that nobody else is going to pay.
OK, rant over.